PH365 PESONet — Limits, Fees & Settlement
PESONet is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, with the National Retail Payment System framework as its rulebook for the rail.
- Operator
- The Philippine Clearing House Corporation operates the clearing switch under a designation from Philippine Payments Management, Inc.
- Regulator
- Bangko Sentral ng Pilipinas, with the National Retail Payment System framework as its rulebook for the rail
- Settlement
- settlement lands same banking day when the clearing house cut-off is beaten, next banking day when it's missed Several daily batch cycles handle its clearing rather than real-time processing, and weekends see it shut down entirely
- Figures as of
- 2026-09
Wallet limit: not published.
Per-transaction cap: not published.
As a Philippine payment rail, PESONet gets treated here on its own terms — limits, settlement behaviour and published fees — not through the lens of any casino’s cashier.
PESONet at a glance
| Field | Value |
|---|---|
| Operated by | The Philippine Clearing House Corporation operates the clearing switch under a designation from Philippine Payments Management, Inc. |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Not applicable to this rail |
| Per-transaction cap | Not published |
| Settlement | settlement lands same banking day when the clearing house cut-off is beaten, next banking day when it’s missed Several daily batch cycles handle its clearing rather than real-time processing, and weekends see it shut down entirely |
| Published fees | No charge is ever placed on the beneficiary for electronic crediting, a BSP mandate. A fee is possible from the sending institution, and no single rail-wide figure has been made public. |
These are point-in-time figures, dated 2026-09. Limits and fees at payment providers can change with no warning, leaving the provider’s own page as the sole up-to-date source.
What PESONet says about gambling transactions
No sourceable public statement on gambling merchants comes from PESONet for this page to draw on. Permission is a separate matter — e-money issuers often enforce merchant-category rules nobody publishes, so a transfer can be refused with no public rule to point to.
How fast money actually moves
PESONet settles settlement lands same banking day when the clearing house cut-off is beaten, next banking day when it’s missed Several daily batch cycles handle its clearing rather than real-time processing, and weekends see it shut down entirely. That’s a fact about the rail, not the casino — an operator’s own pre-release review can delay a withdrawal before PESONet sees it, and that review is typically what causes the wait.
BSP lists PESONet with ‘no limit’ on its own comparison table, reflecting the absence of any scheme-wide per-transaction cap. It’s the individual bank’s own cap that turns a transfer away, not any rule from the rail, since each institution sets its own. No number has gone missing — this is the field’s true answer.
Verification tiers
None are listed, since no published verification tiers for PESONet turned up to source. Regulated Philippine e-money accounts still require identity verification as a rule, and it’s usually a skipped verification that explains a lower-than-expected limit.
Paying with PESONet at PH365
- Sign in at PH365 and open the cashier.
- Among the payment methods your account’s cashier lists, select PESONet.
- Make sure the name on your PH365 account matches the name on your PESONet account.
- Before confirming the amount, review the minimum, maximum and any fee shown on the cashier screen.
Before any first deposit through a new method, check the cashier screen, since it displays your account’s live limits.
Other payment rails explained here
- GCashBangko Sentral ng Pilipinas grants the Electronic Money Issuer licence it operates under
- MayaAs an Electronic Money Issuer and registered Operator of Payment System under Bangko Sentral ng Pilipinas
- GrabPaySince 2018, Electronic Money Issuer status here has rested on licensing from Bangko Sentral ng Pilipinas
- Bank TransferCircular No. 980 gave rise to the National Retail Payment System framework under which Bangko Sentral ng Pilipinas acts here
- Debit and Credit CardsGoverned by Republic Act No. 10870, Circular No. 1003 and the Manual of Regulations for Banks, under Bangko Sentral ng Pilipinas
FAQ
Does PESONet charge fees?
Published fees: No charge is ever placed on the beneficiary for electronic crediting, a BSP mandate. A fee is possible from the sending institution, and no single rail-wide figure has been made public.. Providers revise these without notice.
How do I pay with PESONet at PH365?
Log in, navigate to the cashier, and select PESONet from the account's method list there. Before you confirm, make sure both accounts share the same name and review the limits the cashier displays.
How long does PESONet take?
The rail settles settlement lands same banking day when the clearing house cut-off is beaten, next banking day when it's missed Several daily batch cycles handle its clearing rather than real-time processing, and weekends see it shut down entirely. Before a withdrawal goes out, an operator conducts its own review — a separate step that typically takes more time.
What is the PESONet wallet limit?
No wallet ceiling appears from PESONet, hence none is stated on this page.